643 GARLAND CIR, Indian Rocks Beach, FL 33785

$620,000

$640,000

3.1%

Est.Price: ?

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Est. payment -/mo

2 Beds

2 Baths

1,465 SqFt

SOLD DATE : 08/24/2026

Key Details

Sold Price $620,000

Property Type Townhouse

Sub Type Townhouse

Listing Status Sold

Purchase Type For Sale

Square Footage 1,465 sqft

Price per Sqft $423

Subdivision Curlew Landings South

MLS Listing ID TB8512290

Sold Date 08/24/26

Bedrooms 2

Full Baths 2

Construction Status Completed

HOA Fees $898/mo

HOA Y/N Yes

Annual Recurring Fee 10776.0

Year Built 1994

Annual Tax Amount $7,689

Lot Size 1,306 Sqft

Acres 0.03

Property Sub-Type Townhouse

Source Stellar MLS

Property Description

WATERFRONT TOWNHOME WITH DEEDED BOAT SLIP — INDIAN ROCKS BEACH, FL

Boater's dream and beach lover's delight — beautifully upgraded 2-bedroom, 2-bath townhome just two blocks from the white sands of Indian Rocks Beach and directly on the Intracoastal Waterway. This turnkey property includes a deeded boat slip with a 12,000-lb davit/master lift for easy launch to open water.

Highlights:

Prime waterfront location with sweeping Intracoastal views from multiple levels
New exterior decks on each floor — perfect for morning coffee, sunsets, or entertaining
Open interior with vaulted ceilings for an airy, light-filled living space
Updated kitchen with corian countertops, newer cabinetry and appliances
Low-maintenance finishes: newer carpet and tile throughout
First-floor air-conditioned bonus room with generous storage — ideal for fishing, boating and beach gear
Roofs were recently replaced in April 2026, providing added peace of mind
Community & Lifestyle:

Resort-style amenities: heated pool, hot tub, tennis courts and pickleball court
Steps to beach access, dining, and recreation — excellent for primary residence, vacation getaway, or investment rental
Don't miss this rare combination of easy beach living and true waterfront boating access in Indian Rocks Beach.

Location

State FL

County Pinellas

Community Curlew Landings South

Area 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores

Interior

Interior Features Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments

Heating Central

Cooling Central Air

Flooring Carpet, Ceramic Tile

Fireplaces Type Family Room

Furnishings Furnished

Fireplace true

Appliance Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer

Laundry Electric Dryer Hookup, Laundry Closet

Exterior

Exterior Feature Balcony, Tennis Court(s)

Garage Spaces 1.0

Pool In Ground, Outside Bath Access

Community Features Deed Restrictions, Golf Carts OK, Pool, Tennis Court(s), Street Lights

Utilities Available BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Fire Hydrant, Sewer Connected

Waterfront Description Canal - Saltwater

View Y/N Yes

Water Access Yes

Water Access Desc Canal - Saltwater

View Water

Roof Type Shingle

Attached Garage true

Exposure North

Garage true

Private Pool Yes

Building

Lot Description Near Marina

Story 3

Entry Level Three Or More

Foundation Slab

Lot Size Range 0 to less than 1/4

Sewer Public Sewer

Water Public

Unit Floor 3

Structure Type Block,Stucco

New Construction false

Construction Status Completed

Schools

Elementary Schools Anona Elementary-Pn

Middle Schools Seminole Middle-Pn

High Schools Seminole High-Pn

Others

Pets Allowed Yes

HOA Fee Include Cable TV,Escrow Reserves Fund,Insurance,Internet,Maintenance Structure,Maintenance Grounds,Pool,Recreational Facilities,Sewer,Trash,Water

Senior Community No

Ownership Fee Simple

Monthly Total Fees $898

Acceptable Financing Cash, Conventional, FHA

Membership Fee Required Required

Listing Terms Cash, Conventional, FHA

Special Listing Condition None

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